For so many years, borrowers had it easy. With sufficient equity and clean credit history, funding is almost always guaranteed. Lenders had very standard policies that rarely changed. There was no need to. However, the recent credit crunch has forced lenders to reevaluate their lending policies.

During the last 18 months, there has been big shift in policies as the lenders (or more importantly) the mortgage insurers try to limit their perceived risk. Suddenly, many investors are considered by lenders as being too rent-reliant or too heavily geared.

If you're finding it increasingly difficult to get financing for your next investment property, don't fret as our experts reveal practical strategies on how to get across the line.