There is a lot more to sourcing and managing the finance around your investment property purchase than simply telling your bank how much deposit you've got, what security you are offering and getting a loan 'off the shelf'.

In fact, there are many aspects to financing that your bank may not necessarily tell you about.

Quite often banks and their loan consultants take a 'one size fits all' approach to arranging an investment loan, but financing just isn't like that.

Lenders will always tell you what they need to ethically and legally but you need to remember that while they want to help you, their business needs are their primary consideration.

They are also trying to accommodate your banking needs within the scope of their products and policies - when it may be that there are other avenues available which may be a better 'fit' for your investment finance needs.

In this issue of Your Investment Property magazine, we reveal some of the hidden truths your lender is unlikely to tell you about.