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Calculators - Loan Calculators
 
How Much Can I Borrow? Calculator
This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.


Income and Expenditure Worksheet
Use the income and expenditure worksheet to calculate how much you can afford to borrow.


Basic Repayment Calculator
Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.


Advanced Repayment Calculator
As well as calculating the loan repayment and the total interest paid the advanced repayment calculator shows the effect of making additional repayments and redraws and produces a table showing the full loan amortisation.


Fixed vs Variable Interest Rate Calculator
This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.


Mortgage Broker Checklist
If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.










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