Income and Expenditure Worksheet

Step 1: Monthly Income

For a detailed explanation click here.

Your net monthly income (gross salary and wages less tax)

Your spouse's net monthly income (gross less tax)

Net monthly income from savings account/term deposit etc

Net monthly income from investments/shares

Other monthly income

Step 2: Monthly Expenditure

	Household Essentials

	Food	$

	Clothing	$

	Rent	$

	Electricity	$

	Phone	$

	Gas	$

	Other household expenses	$

	Debts

	Credit card monthly repayments	$

	Hire purchase/rental repayments	$

	Personal loan repayments	$

	Other monthly debt repayments	$

	Transport

	Public transport	$

	Car loan or lease payments	$

	Petrol	$

	Registration & repairs	$

	Medical

	Doctor	$

	Dentist	$

	Physio	$

	Chemist	$

	Other	$

	Insurance Policies

	Home and contents	$

	Medical	$

	Life	$

	Car	$

	Other	$

	Other Costs

	Personal (eg hairdresser)	$

	Entertainment	$

	Childcare Costs (eg school fees)	$

	Leisure activities	$

	Subscription and memberships	$

	Pay TV	$

	Internet Access	$

	Other	$

About the Income and Expenditure Worksheet

This Income and Expenditure calculator can be used to calculate the amount of money you will be able to invest each month by subtracting your monthly expenditure from your monthy income. It is a handy tool when analysing which areas of your spending you need to adjust.